I'm having trouble settling on a wedding color palette?

I really like the the third one. You can do alot with these colors and still make it look semi formal. Get your honey to look at this again. If this fails go with the first since you both like that one and you can make this work for you as semi formal. You do not need a wedding planner, this is your wedding just be prepared for lots of decision and if your honey will not help, go with what you want. IT"S YOUR WEDDING!!